Ultimate Moist Double Chocolate Banana Bread: Your New Favorite Recipe
Imagine the comforting aroma of freshly baked banana bread mingling with the irresistible scent of rich chocolate. That’s exactly what you get with this spectacular Double Chocolate Banana Bread. Crafted with readily available ingredients like deeply ripened bananas, premium Dutch process cocoa powder, and generous amounts of gooey chocolate chips, this recipe is incredibly easy to follow, yet yields a loaf that is perfectly moist, wonderfully rich, and utterly satisfying. If you’ve got a pile of overripe bananas sitting on your counter, this is the delicious destiny they were meant for!
I’ve baked this chocolate banana bread countless times, and it has consistently proven to be a showstopper. It effortlessly satisfies those dual cravings for a comforting, tender banana bread and a decadent, fudgy brownie, all in one glorious slice. This isn’t just a snack; it’s an experience, a delightful treat that brings warmth and joy with every single bite. Whether you’re a seasoned baker or just starting out, you’ll find this recipe approachable and rewarding, making it a cherished staple in your baking repertoire.

Why You’ll Adore This Easy Chocolate Banana Bread Recipe
This isn’t just another banana bread recipe; it’s a testament to simple ingredients creating extraordinary results. Here’s why this double chocolate banana bread will quickly become a cherished favorite in your home, satisfying both your banana bread and chocolate cravings:
- Unbelievably Moist & Tender: Thanks to the generous amount of mashed overripe bananas and the strategic addition of creamy yogurt, this chocolate banana bread maintains an incredibly soft and moist texture for days. The natural sugars and high moisture content from the bananas, combined with the fats and acidity in the yogurt, create a crumb that is rich, tender, and practically melts in your mouth, making it truly irresistible and far from dry.
- Simple Ingredients, Incredible Flavor: You won’t need to hunt for exotic or expensive items to make this delicious treat. All the ingredients are likely already in your pantry or easily found at any grocery store, making it incredibly accessible. This recipe proves that extraordinary flavor can be achieved with humble, everyday components, perfect for homemade goodness.
- Effortlessly Easy to Make: If you can make classic banana bread, you can certainly master this decadent chocolate version. The steps are straightforward, requiring minimal fuss and no advanced baking techniques. This makes it an ideal baking project for beginners, children, or anyone looking for a quick, rewarding, and fuss-free bake that delivers impressive results.
- Satisfies All Chocolate Cravings: Let’s be honest, those sudden, intense chocolate cravings can be hard to ignore! This double chocolate banana bread recipe is specifically engineered to hit that sweet, fudgy, and deeply chocolatey spot directly. With both rich Dutch process cocoa powder and generous amounts of chocolate chips, it offers a profound, intense chocolate flavor that’s perfectly balanced by the sweet, comforting banana notes. It truly is the best of both worlds!
Ingredient Notes for Perfect Double Chocolate Banana Bread
While the ingredients for this moist chocolate banana bread are simple, paying attention to a few key details will elevate your loaf from good to truly exceptional. Here are some essential things to keep in mind about the ingredients:
Bananas: The Heart of the Loaf
For the absolute best banana flavor and maximum moisture, it is crucial to use overripe bananas. What exactly do we mean by overripe? Look for bananas with abundant brown spots, or even skins that are mostly brown or black. These bananas are significantly sweeter, softer, and more aromatic, making them easier to mash and ensuring that intense, natural banana flavor permeates your bread. Under-ripe, firm, or yellow bananas simply won’t deliver the same depth of sweetness or moisture content, which are key to this recipe’s success.
Pro Tip for Ripening Bananas: If your bananas aren’t quite overripe but you’re craving this double chocolate banana bread now, you can speed up the ripening process. Place unpeeled bananas on a baking sheet and bake at 300°F (150°C) for 15-30 minutes, or until their skins are completely black and shiny. Let them cool completely before peeling and mashing them. The heat caramelizes the sugars, intensifying their flavor.
Yogurt and Milk: Our Secret to Unbeatable Moisture
This recipe cleverly uses a combination of plain yogurt and milk, primarily because, like many home bakers, I don’t always have buttermilk readily available in my refrigerator. The acidity in the yogurt is crucial; it works wonders with the baking soda, helping the bread to rise beautifully and contributing significantly to its tender, incredibly moist crumb. You have several flexible options for these wet ingredients:
- Plain Yogurt: Regular plain yogurt, whether whole milk or low-fat, works perfectly.
- Plain Greek Yogurt: This will also work, but since it’s thicker, you might need to add a tiny bit more milk (1-2 teaspoons) to achieve the right batter consistency.
- Sour Cream: An excellent substitute for yogurt, sour cream also adds richness and moisture, yielding a very tender crumb.
- Buttermilk: If you happen to have buttermilk on hand, feel free to use ¼ cup (60ml) of buttermilk instead of the 2 tablespoons of yogurt and 2 tablespoons of milk. It will provide the same acidic benefits.
Dairy-Free Alternatives: For my dairy-free friends, don’t feel left out! You can easily adapt this recipe to be dairy-free without compromising on texture or flavor. Simply combine 2 tablespoons of mayonnaise (yes, the surprising secret ingredient!) and 2 tablespoons of your favorite non-dairy milk (such as almond milk, oat milk, or soy milk) instead of the dairy yogurt and milk. Mayonnaise, believe it or not, adds moisture and richness without imparting a strong flavor, acting as a fantastic dairy-free fat and acid component.
Dutch Process Cocoa Powder: For Deep, Mellow Chocolate Flavor
Unlike natural cocoa powder, Dutch process cocoa has been treated with an alkali to neutralize its natural acidity. This results in a darker color (a rich, deep brown) and a milder, less bitter, and more mellow chocolate flavor profile. It’s preferred in this recipe because it pairs wonderfully with the baking soda (which is a base), ensuring proper leavening and contributing to that desirable deep chocolate hue. Do not substitute with natural cocoa powder unless you are knowledgeable about adjusting the leavening agents, as their chemical reactions differ significantly and could affect the rise and texture of your banana bread.
Chocolate Chips: The Melty, Gooey Goodness
While the cocoa powder provides the foundational chocolate flavor, the semi-sweet chocolate chips are what give this banana bread its delightful pockets of melted, gooey chocolate goodness throughout. We recommend semi-sweet for a balanced flavor, but feel free to customize based on your preference:
- Milk Chocolate Chips: For a sweeter, creamier loaf.
- Dark Chocolate Chips or Chunks: For an even more intense and slightly bitter chocolate experience.
- Mini Chocolate Chips: For smaller, more frequent bursts of chocolate in every bite.
- Chopped Chocolate Bars: Using a high-quality chocolate bar, roughly chopped, can provide irregular, decadent pools of melted chocolate.

Tips for Success: Baking the Best Double Chocolate Banana Bread
Even though this double chocolate banana bread recipe is designed to be super easy and forgiving, a few expert tips can help ensure your loaf comes out beautifully structured, perfectly baked, and incredibly delicious every single time. Follow these simple guidelines for baking success and achieve that ultimate moist texture:
Sift the Cocoa Powder for a Smooth, Even Batter
I know, sifting can feel like an extra step that many home bakers are tempted to skip! However, cocoa powder, especially Dutch process, is notorious for clumping tightly. These tiny clumps won’t easily dissolve in your batter and can lead to unsightly streaks of dry cocoa or an uneven distribution of chocolate flavor in your final loaf. Taking a minute to sift the cocoa powder along with your all-purpose flour, salt, and baking soda will ensure a perfectly smooth, evenly colored batter and a consistent, tender texture in your moist chocolate banana bread.
Avoid Overmixing the Batter for a Tender Crumb
This is a golden rule for most quick bread recipes, and our chocolate banana bread is no exception. Once you add the dry ingredients to the wet ingredients, it’s crucial to mix just until you no longer see any visible streaks of dry flour. Overmixing develops the gluten in the flour too much, which can result in a tough, dense, and chewy loaf rather than the light, moist, and tender crumb we’re aiming for. A light hand and gentle folding here make all the difference in achieving that desired softness.
Toss Chocolate Chips in Dry Ingredients to Prevent Sinking
Have you ever baked a delicious loaf only to find that all the wonderful chocolate chips have congregated at the very bottom? The clever trick to achieving an even distribution of chocolatey goodness throughout your banana bread is to toss the chocolate chips with a small portion of the dry ingredients (about ¼ cup) before folding them into the main batter. The light coating of flour helps them suspend more evenly within the batter as it bakes, significantly preventing them from sinking to the bottom of the pan.
Choose the Right Loaf Pan Size for a Prettier Loaf
While this recipe can be successfully baked in a standard 9×5 inch (23×13 cm) loaf pan, I personally prefer using a slightly smaller 8×4 inch (20×10 cm) loaf pan. The smaller pan creates a taller, more aesthetically pleasing loaf with a beautiful, rounded dome. Keep in mind that if you opt for a smaller pan, your baking time might be slightly longer as the batter will be thicker. Always check for doneness with a wooden skewer or toothpick inserted into the center—it should come out with moist crumbs, not wet batter.
Cool Completely Before Slicing for Best Texture
I know, the smell of freshly baked double chocolate banana bread straight from the oven is incredibly tempting, but resist the urge to slice into it right away! Allowing the bread to cool completely, first in the pan for 10-15 minutes, and then transferred to a wire rack, is absolutely crucial. This cooling period allows the internal structure to fully set, prevents the bread from crumbling, and locks in all that amazing moisture. Slicing too early can result in a gummy texture and a messy, less attractive slice.


Double Chocolate Banana Bread Recipe
Dessert, Snack
American
15
1
15
1
30
12
slices
257
kcal
Ai Willis
Print
Pin
Rate
Ingredients
- 1 cup all-purpose flour
- ½ cup Dutch processed cocoa powder
- ¾ teaspoon fine sea salt
- 1 teaspoon baking soda
- ⅓ cup unsalted butter, softened
- ¾ cup granulated sugar
- 1 large egg
- 1 cup mashed overripe bananas (about 2-3 medium bananas)
- 2 tablespoons plain yogurt (or sour cream, Greek yogurt, or mayonnaise for dairy-free)
- 2 tablespoons milk (any kind, dairy or non-dairy)
- 1 teaspoon vanilla extract
- 1 cup semi-sweet chocolate chips (plus more for topping, optional)
Instructions
-
1. Prepare Oven and Pan: Preheat your oven to 350°F (175°C). If using a dark metal loaf pan, reduce the temperature slightly to 320°F (160°C) to prevent over-browning. Line a standard 9×5 inch (23×13 cm) or 8×4 inch (20×10 cm) loaf pan with parchment paper, leaving an overhang on the sides for easy removal. This makes lifting the baked loaf out a breeze.
-
2. Combine Dry Ingredients: In a medium bowl, sift together the all-purpose flour, Dutch processed cocoa powder, fine sea salt, and baking soda. Sifting is important here to prevent lumps and ensure even distribution of leavening. Whisk briefly to combine these dry ingredients thoroughly. Set this bowl aside for later.
-
3. Mix Wet Ingredients: In a large mixing bowl, cream together the softened unsalted butter and granulated sugar using an electric mixer until the mixture is light, pale, and fluffy, about 2-3 minutes. Beat in the large egg until fully incorporated and the mixture is smooth. Then, stir in the mashed overripe bananas, plain yogurt (or your chosen substitute), milk, and vanilla extract until just combined. Don’t worry if it looks a little lumpy from the bananas.
-
4. Combine and Add Chocolate Chips: Add the dry ingredients into the wet ingredients. Before fully mixing, reserve about ¼ cup of the dry mixture in a separate small bowl. Toss the semi-sweet chocolate chips into this reserved ¼ cup of dry ingredients until they are lightly coated. This crucial step helps prevent them from sinking to the bottom of the loaf during baking. Gently fold the remaining dry ingredients into the wet mixture until just combined and no dry streaks of flour remain. Be careful not to overmix, as this can lead to a tough loaf. Finally, gently fold in the flour-coated chocolate chips.
-
5. Bake to Perfection: Pour the prepared batter into your lined loaf pan, spreading it evenly. If desired, sprinkle a few extra chocolate chips on top for a beautiful, appetizing presentation. Bake in the preheated oven for approximately 1 hour and 15 minutes. The baking time may vary based on your oven’s calibration and loaf pan size. To check for doneness, insert a wooden skewer or toothpick into the center of the loaf—it should come out with moist crumbs, not wet batter.
-
6. Cool and Serve: Once baked, remove the loaf pan from the oven and let the chocolate banana bread cool in the pan for about 10-15 minutes. This allows it to firm up and prevents crumbling. Then, carefully lift the bread out of the pan using the parchment paper overhang and transfer it to a wire rack to cool completely before slicing. This final cooling step is crucial for achieving the perfect texture and making clean slices. Enjoy your incredibly moist and rich double chocolate banana bread!
Love this recipe?
Snap a photo and share tagging @aimadeitforyou or tag #aimadeitforyou!
Nutrition
How to Store and Enjoy Your Double Chocolate Banana Bread
Once your delicious homemade chocolate banana bread has cooled completely, proper storage will ensure it stays fresh, moist, and flavorful for as long as possible. Follow these guidelines to maximize its shelf life:
- Room Temperature (3-4 Days): For short-term storage, wrap the entire loaf or individual slices tightly in plastic wrap or aluminum foil. Alternatively, store it in an airtight container at room temperature. The natural moisture from the bananas and yogurt helps this bread stay incredibly fresh and tender for several days.
- Refrigeration (Up to 1 Week): If you want to extend its life even further, you can refrigerate your chocolate banana bread for up to a week. Make sure to wrap it well in plastic wrap or foil, or place it in an airtight container, to prevent it from drying out. For the best flavor and texture, allow slices to come to room temperature or warm them slightly in the microwave or toaster oven before serving.
- Freezing (Up to 3 Months): This double chocolate banana bread freezes beautifully! To freeze, wrap the entire cooled loaf (or individual slices) tightly in plastic wrap, then add an additional layer of heavy-duty aluminum foil. Label with the date and freeze for up to 3 months. To enjoy, thaw at room temperature overnight, or warm individual slices directly from frozen in the microwave or toaster oven until heated through.
This rich and moist bread is fantastic on its own as a quick breakfast or satisfying snack, but it also pairs wonderfully with a cup of coffee or tea. For a truly decadent dessert, serve it warm with a dollop of whipped cream, a scoop of vanilla ice cream, or a drizzle of chocolate sauce.
Delicious Variations and Add-ins for Your Chocolate Banana Bread
This recipe is perfect as is, delivering an irresistible double chocolate banana bread every time. However, it also serves as an excellent base for experimentation! Feel free to customize your loaf with these delightful additions and create your own signature version:
- Crunchy Nuts: Enhance the texture and add a nutty flavor by incorporating ½ to 1 cup of chopped walnuts or pecans. They complement the chocolate and banana flavors beautifully. Remember to toss them with the chocolate chips in the reserved dry ingredients to prevent them from sinking to the bottom.
- Warm Spices: For an extra layer of cozy flavor, add a pinch (¼ to ½ teaspoon) of ground cinnamon or a tiny dash of nutmeg to the dry ingredients. These warm spices elevate the comforting notes of both banana and chocolate.
- Different Chocolate Types: Don’t limit yourself to semi-sweet chips! For varied sweetness and flavor, try using white chocolate chips, milk chocolate chunks, or even a delightful mix of dark and milk chocolates. You can also use roughly chopped high-quality chocolate bars for more irregular, melt-in-your-mouth pockets.
- Espresso Powder for Deeper Chocolate: For an even more profound and intense chocolate flavor that isn’t overtly coffee-like, add 1 teaspoon of instant espresso powder or finely ground coffee powder to the dry ingredients. It wonderfully intensifies the chocolate notes without making the bread taste like coffee.
- Toasted Coconut Flakes: For a tropical twist and added texture, fold in ½ cup of toasted shredded coconut flakes with the chocolate chips.
- Cream Cheese Swirl: For an extra decadent treat, prepare a simple cream cheese swirl (softened cream cheese, a little sugar, and an egg yolk) and marble it through the batter before baking.
More Irresistible Chocolate Recipes to Try
If you’re a chocolate lover like me, you’ll definitely want to explore these other fantastic chocolate-infused recipes from my kitchen. Each one offers a unique and decadent way to enjoy chocolate:
- This mocha cake is a dream come true for coffee and chocolate enthusiasts. It features luscious layers of moist chocolate cake paired with silky smooth coffee buttercream, creating a truly sophisticated and indulgent dessert that’s perfect for special occasions.
- For those who adore cupcakes, these moist chocolate cupcakes are a classic crowd-pleaser that are consistently rich and tender. For an incredible flavor combination that’s absolutely killer, try these chocolate peanut butter cupcakes – a truly irresistible pairing!
- If you need a more intense chocolate fix than your average chocolate chip cookie, these fudgy double chocolate chip cookies are packed with rich cocoa and extra chocolate chips, delivering maximum chocolate impact in every chewy bite. They’re dangerously good!
- And for my wonderful gluten-free friends, you absolutely must try these gluten-free brownies! They are so incredibly fudgy, intensely chocolatey, and boast a perfect crinkly top – you won’t believe they’re gluten-free or dairy-free!
Delicious Loafs and Quickbreads for Any Occasion
Beyond the delightful realm of chocolate banana bread, there’s a whole world of fantastic quick breads and loaf cakes to explore. These recipes are equally easy to make and are perfect for breakfast, brunch, or a sweet snack any time of day:
- This moist banana bread recipe is a treasured family classic, passed down from my mom. She always made it with crunchy chopped walnuts, and I wholeheartedly recommend adding them for extra texture and a wonderful nutty flavor that truly enhances the simple goodness of banana bread!
- If you’re looking for a gluten-free option that doesn’t compromise on taste or texture, my gluten-free chocolate chip banana bread recipe is an absolute winner. It’s super moist, packed with chocolate chips, and can be easily adapted to be dairy-free as well, making it versatile and delicious for many dietary needs.
- Are you a pumpkin spice enthusiast? Then you absolutely have to try my gluten-free pumpkin bread! It’s brimming with warm spices and rich pumpkin flavor, making it the perfect cozy treat for fall, winter, or any time you need a comforting bake.
- My lemon poppy seed cake remains one of my all-time favorite loaf cakes, and for very good reason! It’s bursting with bright, zesty lemon flavor, boasts an incredibly moist crumb, and is wonderfully easy to prepare, making it a refreshing and delightful alternative to chocolate-based treats.